3.7/10
Our Score
Rating Breakdown
22 reviews
✓ Verified
🛡️ Our Honest Take
Here is the thing about Bayport. On paper, some of the numbers look reasonable. A 35% annual interest rate is not nothing. Compare that to lenders charging 60% per annum or more, and you can see the difference quickly. On a loan of R5,000 over 90 days at 35% per annum, you're looking at roughly R430 in interest alone, before any initiation or service fees are added. That's manageable if you budgeted for it. Some lenders would charge you double that.
But interest rate alone doesn't make a lender worth recommending.
The trust score we collected, sitting at 4.3 out of 10 from 14 customer reviews, tells a story of mixed experiences at best. That's a small sample, which means we can't draw firm conclusions either way, but it's not a score that builds confidence. And the fact that Bayport's website doesn't appear to be reliably live right now is a real problem. If you can't easily find current information about fees, the application process, or even a contact form, then applying becomes frustrating before you've even started.
So is this a lender worth your time? Probably not as your first option. If you're consolidating debt and someone referred you to Bayport directly, the conversation might be worth having, because the consolidation angle could genuinely help if you're drowning in multiple repayments. But as a standalone short-term loan product that you'd find and apply for independently, the experience just doesn't compete with better-ranked lenders we've reviewed.
The low ranking, 31st out of 37 lenders, reflects a combination of a weak trust score, limited customer feedback, and accessibility problems that make it hard to recommend with any enthusiasm. There are better options at similar or even higher rates that at least give you a clear, working application process and more customer data to go on.
All Reviews (22)
I don't know if this people is operate under Swiftloan234@gmail
I don't know if this people is operate under *********** Or Bayport But they stole my money out of my account but everytime there's an excuse to give back my money. Here's one of the people's cellphone numbers: +**********3 Or ********** They want to scan QR codes and according to the bank its not allowed
I'm not happy with w...
I'm not happy with what Bayport did to me, Bayport ****** me period
Bayport took money from my account and refuse to give it back, I must pay fees
Bayport took money from my account and refuse to give it back, I must pay fees. James Williams here's his number +**********6
Have problem of Bayport over charge me 1
Have problem of Bayport over charge me 1.i take R107000 they enning 250000 for 58 months 2.last year June,July August reduce money of stollement 2800 they add months of payment 62 months when calling them not find solutions my contract end July 2028 they said to me contract end of January 2029
Consoludation loan
I had some initial skepticism about Bayport, but after a thorough explanation from one of the consultants, I felt much more confident about the product. It truly has been one of the best decisions I've made! Now, I feel a sense of relief, as if a weight has been lifted off my shoulders. Thank you for your commitment to creating a positive and healthy environment for all of us. Keep up the fantastic work🥰❤️🙏
I happy with Bayport's services
I happy with Bayport's services. I was well informed regarding my financial welness, options
Red flag on my credit report
Good morning Bafisane said I will be able to apply for loan if I consolidate with Bayport but I only qualify for once of loan or short-term, I can't do anything. Some debt company told me you put me under Administration. If you can't help me I will put my self under debt review including Bayport Regards NI MKHIZE **********
I am excited to say Bayport Financial services is one of the best companies cos I received excellent service from them
I am excited to say Bayport Financial services is one of the best companies cos I received excellent service from them. My application took only 1 day to be approved and it was the best decision I took for my finances
I would like to write a review about Bayport Financial Services, I rate them 10 out of 10
I would like to write a review about Bayport Financial Services, I rate them 10 out of 10.Their consultants are very understanding even if they don't reach out to you they remain calm and call you again. They explain all terms and conditions in detail and you get to ask every question without hesitation because they're willing to listen. I want to give all stars to Kamogelo who was very patient with me 🙌🏼🙌🏼🙌🏼🙌🏼
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Service was great as...
Service was great assistance was fast
They helped me until...
They helped me until I get my loan
Excellent
Excellent
Excellent
Excellent
Your practices are *******
This company after + 10 years ago has blocked the ID of my mother in law. This prevents her from getting her pension money. This is against the law. We will be approaching the ombudsman if you DO NOT sort this out by latest 3 March 2025.
Bayport is depressing us, worker's.
Bayport is making people's life hell, especially us who are working for City of Tshwane. They are deducting a lot of money from the payroll. Other colleagues are going home with R2000 pay. The rest Bayport took it. We need a serious help about Bayport.
My experience with B...
My experience with Bayport was very very good and professional ,i never thought that i would be so relieved any time soon ,everyone from Serame to Dineo..they assisted me and they were patient with me ,even the settlements Bayport paid for me didn't take that long..thanks for your help🙏🏾
i retrieve my investment back to my wallet
i am so disappointed with the services render by this group of ****mer called bayport, they almost made away with my 123620 euros, but thank to their agent who help retrieve my fund in full installment. contact them to start a reclaim process
We can get help wher...
We can get help where ever we are
I would like to write a review about Bayport Financial Services
I would like to write a review about Bayport Financial Services. The hole team was so helpful to me they responded quickly and explained every step of the process to me in detail!,the Lady's are extreamly friendly and so kind and go the extra mile for their clients. I definitely recommend this company to anybody that needs help with Loans, Consolidation,Dept Review they are the best!! Bayport you are the best keep up the good work 🙌🏼🙌🏼🙌🏼
The person who help me explain everything until I understand
The person who help me explain everything until I understand. 🪄
The service was very...
The service was very great
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