Compare personal loans in South Africa
Real reviews, real rates. Find the best deal and apply in minutes.
54
Loan Companies
6.9K+
Reviews
9.1
Top Score
Loan Provider Rating
| # | Loan Company | Score | Amount | Term | Rate | Age | |
|---|---|---|---|---|---|---|---|
| 1 | Creditum | 8.5 | R500 – R350 000 | 2 months – 6 years | 0.1% | 18+ | Get a Loan |
| 2 |  Creditomax | 8.3 | R500 – R15 000 | 1 day – 1 year | 0.01% | 18+ | Get a Loan |
| 3 |  Crezu | 8.1 | R500 – R350 000 | 2 months – 4 months | 0.03% | 18+ | Get a Loan |
| 4 |  LendPlus | 7.9 | R500 – R4 000 | 5 days – 1 month | 0.16% | 18+ | Get a Loan |
| 5 |  Dengoo | 7.8 | R500 – R9 000 | 1 day – 6 months | 0% | 18+ | Get a Loan |
| 6 |  Finpug | 7.6 | R500 – R9 000 | 1 day – 6 months | 0% | 18+ | Get a Loan |
| 7 |  Letocredit | 7.5 | R500 – R9 000 | 1 day – 6 months | 0% | 18+ | Get a Loan |
| 8 | Century / CredItza | 7.4 | R500 – R8 000 | 5 days – 6 months | 0.1% | 18+ | Get a Loan |
| 9 |  PrimeLoans | 7.3 | R500 – R4 000 | 5 days – 1 month | 0.08% | 18+ | Get a Loan |
| 10 |  Boost Loans | 7.0 | R500 – R8 000 | 1 month – 1 year | 0.07% | 18+ | Get a Loan |
| 11 |  CiTi Cash Loans | 6.6 | R500 – R9 000 | 1 day – 6 months | 0.17% | 18+ | Get a Loan |
| 12 | Exclusive Loans | 6.2 | R500 – R250 000 | 1 month – 5 years | 0.05% | 18+ | Get a Loan |
| 13 |  Atlas Finance | 6.1 | R500 – R20 000 | 1 month – 9 months | 0.1% | 18+ | Get a Loan |
| 14 | Showtime Finance | 4.9 | R1 000 – R250 000 | 6 months – 7 years | 0.07% | 18+ | Get a Loan |
| 15 | EasyFin Loans | 4.3 | R500 – R150 000 | 1 year – 5 years | 0.08% | 18+ | Get a Loan |
| 16 | FASTA | 4.0 | R500 – R15 000 | 1 month – 6 months | 0.08% | 18+ | Get a Loan |
| 17 | Sunshine Loans | 4.0 | R500 – R4 000 | 4 days – 1 month | 0.1% | 18+ | Get a Loan |
How We Rate Loan Providers
LoanRating.co.za is an independent loan comparison platform for South Africa. We analyse real customer reviews, loan conditions, interest rates and lender flexibility to calculate a composite score for each provider. Our goal is to help you make an informed borrowing decision based on transparent data, not advertising.
Customer Reviews
We collect and analyse thousands of verified customer reviews to measure real satisfaction.
Loan Conditions
Interest rates, fees, loan amounts and repayment terms are compared across all providers.
Flexibility
We assess eligibility requirements, application speed and loan variety to score flexibility.
Composite Score
All factors are combined into a single score out of 10 so you can compare at a glance.
What Borrowers Say
Excellent, efficient and professional Service!!
Mr Luyanda Mkhungo, thank you for such an excellent service that I’ve received from you. As SA home loans client I’m so proud to be part of this institution because of people like you. You’ve really...
Our Partners
Atlas Finance
Bayport
Bizcash
Boost Loans
Cash Flow Capital
Century / CredItza
CiTi Cash Loans
Credit Intel
Credit Matters
Credit Salvage
Creditomax
Creditsmart
Creditum
Crezu
Debt Mate
Debt Rescue
DebtBusters
Dengoo
Directaxis
EasyFin Loans
Evergreen Capital
Exclusive Loans
EXEL Finance
FASTA
Finance 365
Finpug
FundingHub
Fundrr
Legal & Debt Solutions
LendPlus
Letocredit
Living Debt Free
Mafori Finance
Makanda Finance
Meerkat
Msd Consulting
Mulah
Mycarloan
O-YES Home Loans
Payflex
PrimeLoans
SA Credit Check
SA Debt Advisors
SA Home Loans
SA Home Loans Insurance
Sa Taxi Finance
Sandton Debt Counselling
Shackleton Credit
Showtime Finance
Skuldhulp
Sunshine Loans
The Finance Experts
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