4.0/10
Our Score
Rating Breakdown
56 reviews
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🛡️ Our Honest Take
Let's talk about what 35% per annum actually means in rands. On a loan of R5,000 over 90 days, you're looking at interest of roughly R431, bringing your total repayment to about R5,431 before any initiation or service fees. That's not outrageous. Compare that to some short-term lenders charging 60% per annum or more, and Sa Taxi Finance's rate looks almost conservative. But interest rate is only one part of the picture.
The part that concerns us more is the trust score. We collected 40 customer reviews and the feedback pulls the score down to 2.3 out of 10. That's the kind of number that tells you something consistent is going wrong, not just a few unhappy customers. Complaints tend to cluster around communication problems, delays in processing, and disputes about terms. We can't verify every individual claim, but when the pattern is that clear, it deserves your attention.
There's also the issue of transparency. Most lenders we review have at least a basic website where you can see rates, terms, and their NCR registration. Sa Taxi Finance doesn't. That means you're going in somewhat blind and you have to take what you're told at face value until you see the contract. That puts the power with them and not with you.
So is Sa Taxi Finance worth applying to? If you're in the taxi industry and struggling to get vehicle finance from mainstream banks, they might fill a gap that nobody else will. That niche matters. But go in with your eyes open. Verify their NCR status before you sign, read every line of the agreement, and understand your rights under the National Credit Act. For general personal loans, there are higher-ranked lenders on our list who are more transparent and have better customer track records. This one is a last resort for most people, not a first call.
Latest Reviews (showing 40 of 56)
Non response from SA TAXI
After my last review on SA TAXI and our clients experience, Solomon Mpofu responded to me and we have been talking via email. He said he will get back to me regarding his legal team I have been emailing since the 4th of March and I have gotten no response till late. Like I said this company is questionable.
Refinancing
I finance a taxi for 4 years. This year January i app**** for refinancing and it was approved later they ask the documents but mine were incomplete. They said without letter of association and an operating license, I must return the taxi when I asked them to use the documents from the first application they said the dont have them. how? I need help
I was charged over 4000 on my vehicle finance account for nothing
This is the worst company that i have ever dealt with in my entire life. It's been weeks waiting for this company to refund to my debt the amount they tried to **** and charge me for nothing and posing it as insurance while I am already being charged insurance
****** ****mer, disguising themselves as a good insurance
****** ****mer, never make a mistake of trusting them. I have been paying insurance for 2 Avanzas for more than 3 years but Today I have no car because I chose to trust these unreliable people. When I joined them there were options for your vehicle cover and I have chosen the one that doesn’t require PDP because I knew as much as these cars are working but they also gonna cater for Family and I don’t have PDP since am am not the one during the cars. Both cars were involved in an accident before and they never had a problem with pdp but all of a sudden now when they have to honour my claim they complaining about PDP, how is it an issue when I have been paying extra for a PDP not to be a problem?? It’s been 3 years now they are quite probably tired of lying. SA TAXI ****** me of my Children’s bread now I have no car no income whereas I have been paying without a fail. Ow forgot to mention how they changed the story of what happened at the scene and **** about a person dying from my car whereas both people that were there are Alive. I won’t stop till you do right by me
Bad service
Our clients taxi was hijacked in the year 2019 yet SA Taxi still wants to collect on the debt when the debt is more than 5 years old and by law that debt has prescribed. They don’t have a proper email address where queries such as this need to be addressed and the WhatsApp number given does not provide for collections or previous accounts
They still want me t...
They still want me to pay , yet their consultant didn't follow the right procedure
Insurance quote for my personal vehicle throgh Mobalyz Risk Services , Vusi was very professional and kind
Insurance quote for my personal vehicle throgh Mobalyz Risk Services , Vusi was very professional and kind. Walked me through the quote and made sure I understood every bit of the T&C
at first it was bad ...
at first it was bad experience done repairs after sending vehicle more then 5times to Pinetown fitment center
Bad Collections Agency
Hi, You guys gave MBD to do debt collection but they call and cut the calls after 10 seconds. You don't even get a chance to confirm your details, they just keep calling ask who they speaking and then cut the calls. So on their side it will show that they doing their jobs and they will say clients are not communicating. This is very bad on us their clients side as it will show we non compliant and those guys will get paid by SA Taxi for nothing. Please this is a major issue you guys need to resolve ASAP or do the collections yourself again!
Sad
Asanda Veronica Patience Solomon Pierre Armin thanks to all of you the beloved JY 31 PL was discontinued yesterday by provincial due to a massive oil leak n a whole lot of other issues you were all aware of n claimed it to be lies yet there was complaints from day 1 of purchasing your so called quality renewed taxi n there's enough evidence n records you still claim is lies yet can't prove it's lies when asked that you provide your so called evidence that you claim you have against us as lies. Mind you that bus didn't even reach 30000km from date of purchase in March 2021 till now n you refused to fix n sort out the major issues from day 1 of us complaining. You think a natis paper means anything n that you are in the clear you not you know what is about to happen n please don't come with more lies n stories as usual give your so called evidence n prove we are lying n not you cause we know who the ****s are hence your so called legal team that threatened us decided to run when I presented hard evidence to them that they couldn't even continue with their threats. You have no integrity n don't care about people's lives like you claim on your posts n pages it's all lies you rob people blind n leave widows n children hungry. If you were innocent as you claimed why delete our comment block is from your pages as that was the perfect platform for you to set the record straight n prove to everyone we are lying but instead you blocked us because you know it's nothing but the truth we posted n the pictures don't lie.If there was an option for zero stars I wouldn't even give you one star n I'll never recommend sa taxi/mobalyz to anyone wanting a taxi.
Worse
Is it possible to minus stars? this company does not deserve even a red ⭐
Settlement amount not accurate
If there was no stars I would give this company a zero out of 5. I’ve been a faithful customer for 6 years. And now having problems with SA taxi. In August I’ve ask a settlement amount and it was given I was also paid In advance from August to October I’ve made payments and still I’m in advance but the settlement amount is Almost the same as in August like does it make sense. Not even customer service could give me proper explanation on this basic math situation,the one department sends you to another department. Now it’s a AI problem 😱🙈🤦🏻♀️I will not recommend you guys to anyone I know.
Sa taxi are ****s n the beloved JY 31 will expose them
Sa taxi/mobalyz why do you delete evidence posted yet you claimed we are lying but the evidence is there n speaks for itself. Proof to the public we are lying by replying on social media with evidence of us lying instead of deleting our evidence that clearly shows who the ****s are not so if sa taxi had nothing to hide they wouldn't delete evidence posted by my husband n I not so. Another thing it's funny how patience bunu n Solomon Mpofu can reply to all other reviews but not to ours because they know they are part of the lying panel especially patience bunu that's still calling me from last year November promising high n low that my matter is important n she will definitely sort it out instead two other ****s from sa taxi surfaced Pierre Bruwer n Armin Philips that thought I'll just shut up n roll over well I won't you don't care about people but your bank account.
Why?
Funny how other people get replies while my wife and I don't,our comments get filtered out when we speak
Sa taxi/mobalyz stop deleting my comments on your page if you have nothing to hide tell the truth n provide your evidence of what I comment n post as being lies. Please ASSEBLIEF NGIYACELA KE A OKOPA TOG
Sa taxi/mobalyz if you have nothing to hide or if I'm telling lies like you claim I am n you have proof of me lying that you couldn't even provide to our association when Armin Philips ran to our association claiming he is the CEO of sa taxi n with a so called legal team when asked for proof that I'm lying but instead you could not nor could you answer any questions asked by our association. You keep deleting my comments on your page knowing it's nothing but the truth which is why you make sure the public don't see it. No matter how much you can delete my comments on your page it won't help because it's still on every social media platform n one thing you forget that I have solid evidence of everything sa taxi/mobalyz did to us n others the beloved JY 31 PL is part n parcel of that evidence from it's exceeded kilometres that was reversed to **** parts etc.Why did your lawyers that threatened us with 7 days pull out after I sent evidence that you conveniently ignored. As I said before the beloved JY 31 PL will fight for justice n not just for us but everyone else you did dirty n *****ed
Lies sold in the form of the beloved JY 31 PL GP
Sa taxi is the biggest ****s they lack integrity n credibility. I posted on their sa taxi n mobalyz pages nothing but the truth as I have the proof of what I posted yet sa taxi/mobalyz claimed it was lies even though Pierre bruwer n Armin Philipps had a view up close of everything I posted on their pages n even pretended to be disgusting but it was all an act. They still smooth talked me trying to stop me from continuing the legal route by offering me R40,000 as a so called gesture of good faith which I have on record yet we spent over R40,000 from day one of purchasing the beloved JY 31 PL GP n made known to them which they claim there's no records of our complaints yet I have all the records but it's nothing strange or new as sa taxi is known for getting rid off evidence so they can't be held accountable for their ********* underhand way of doing business. Unfortunately for them I'm not one you can spin wool over the eyes n think you can get away with it. Sa taxi/mobalyz tried to shut me up by giving us the natis paper n writing the so called outstanding amount off yet the bus was not even worth a R100k to begin with. The very beloved JY 31 PL exceeded it's kilometers n they reversed it from 2021 when the bus was purchased till date it didn't even do 30,000kms cause it's problem after problem sa taxi conveniently ignored n claim we never complained. To top it all Armin Philipps went to our association introducing himself as the CEO of sa taxi to complain about me saying I'm a non member spreading lies on social media n defaming their company he asked our association board to tell me to remove whatever I wrote on social media yet he couldn't answer any single question asked by the office not knowing our office was well aware of my case with them n knew I was not lying about anything posted. Armin Philipps so called CEO as he introduced himself to our office even promised to return our treasurer's bus they ********ly repossessed which is also on record in exchange for me to delete everything I posted to date the bus has not been returned. Armin Philipps Pierre bruwer n sa taxi/mobalyz then decided to go to mcroberts attorneys to draft a letter telling me I have 7 days to remove all my reviews on hello Peter n all the social media posts as it's lies n they will sue me for defamation of character. I didn't remove anything as it's not lies or fabricated in any way unlike sa taxi I stand for truth n what's right sa taxi only care about money not people's lives they rob widows by repossessing buses claiming it was in arrears when it's not then they claim from guard risk n resell the buses not paying out the widows what's due to them which I also have records of sa taxi changes installments every month that's how people end up in arrears. Sa taxi/mobalyz you have enough time to do the right thing instead you thought you will scare me with defamation letters n it didn't moshoeshoe couldn't even return my calls or talk to me after I proved to him you are the ****s n not me so much so that you even blocked me from sending emails but you will not stop me from exposing you n what you did to us n so many others. You claim it's all lies yet most of the negative reviews is similar to what we posted n exposed that you conveniently deleted from your pages n blocked me.
For the love of JY 31 PL
I've never dealt with such a shady Company as SA Taxi lie after lie broken promises are the order of the day Mr Philips and Mr Bruwer I hope you guys have peaceful sleep after lying to me,my wife and my elderly mother Then coming to Nigel Taxi Association just to badmouth my wife rather change the name of this company because it gives the impression that you care
Why is the amount of areas not decreasing
Query of Deceased Mr Sedumedi Timothy Mogapi ID **********089 Passed away 02 June 2025 Adress 0320 kgale section Phokeng Bought the taxi 2018 Quantam KBZ 293 So they said I must paid up the errears of R40 000 as we finish the tax in march this year The life parter paid R10 00 up until now Life parter Zandile Paliso **********088. Now they say we owing R40 000 instead of R30 000.
Biggest Taxi ****mers and rude customer service
Sa taxi is the biggest **** ever, people should stay away from buying taxis from them, I don't even want to start in the customer service, thier agents are very rude and disrespectful they take advantage of the our parents as most of thier customer are senior citizens. My parent's health has deteriorated due the inconsistencies and mishandling of payments they make monthly at SA Taxi, they have already paid more that R1,2 million at SA Taxi, when you request a statement thier rude agents send you from pillar to post.we made arrangements in May to pay off the balance which was R207,000, as of 19 August we have paid about R113,000 and the repossessed the taxi yesterday, thier statement only shows that we paid R92,000 and still thier balance even went up it says now we owing R249,000 , yesterday I provided all the receipts and they said , we have to pay the towing fee,legal fee and 2 months instalment, they come up with a huge amount knowing that you might not be able to come up with that amount and lose the taxi, This business needs to shut down it's killing our parents 😔 it's sad watching your parents go through this while dealing with rude agents that don't care. SA Taxi is killing our parents 😔
Never buying from this company ever
Few weeks ago our taxi got reposesed buy sa taxi, soon as we got there we were being told to pay 60k...when we requested the statement they were giving us all the runn arounds, never mind the bad attitude we were getting... Later on our lawyer was able to get the statements for us ony to find out that some of the amounts we had paid were not appearing and at some places we would pay 20k upwards and then on the statements only 14k would appear and the arrears where infact increasing instead of decreasing, when we try contacting them again regarding the matter they keep saying they'll call/get back to us but they never did till this day.... And this is not the first time I'm being ****med by SA TAXI I even had a threat from another employee there about making sure that he'll have my car taken away I just so wish that 1day SARS and other and/other parties would look into this ****ming business of yours... and just know that at this point I'm willing to fight this in court even if it's the last thing I'll do
Not good
Try and stay away from sa taxi finance bad for business
Sa Taxi Finance ripping us off
We purchased a quantum in 2020 by them however with covid we went through struggles to pay the van eventually my husband got it right to pay what we owed them to get straight he phoned say said we not longer in arrears mind you they don't send statemmet so we don't know how far we are nothing! Bottom line they added an extra years to our 60 months which mean we paying 8 years on our quantum . the worst part is that my husband has been paying extra on account and as of now he is having a credit balance of 140 000 plus on the account but when he wants to settle he is being told that he owes 120 000. When we questioned them they gave us a runaround telling us that our account is with legal so they still have to calculate legal fees of which that was the first time we heard of the thing that our account has been handed over to legal. Our contract stipulates that the end time of the account is March 2025 and my husband tried to cover even for the Covid months they were given. how can 3 to 6 months of covid relief accumulate to almost three years even if the customer is paying. Even with the first taxi we settled we encountered the same problem but ended up paying but this time hay this is too much.
Unfair Dangerous Taxi driver
Good day Today around 3 o'clock on the Moloto road close to Zambezi, one of the taxi drivers came and passed me on the yellow lane, he drove next to me and he took out something hard and through it against my car window and drove off! He had a yellow shirt with a red hat on. Why?? Why did he had a need to that? For what reason? And with a taxi full of passengers? I am women alone in the car and I got a fright cause I thought it was a gun that he was taking out!! This is so dangerous and unfair for other people on the road. This needs to change.
S.A Taxi empty promises
I finished paying for my taxi on the 6-6-25 but till today the account is still active and as a result I can't get my log book. They post me from pillar to pillar with fruitless promises and lies. My life is on a stand still deliberately.
For the love of the JY 31 to SA Taxi
In March of 2021 I bought a Toyota Quantum for my wife as a birthday present,and she was over the moon with her gift,to generate an income the bus worked, during the late night drive from Midrand on the 26th of March we left Midrand at 22h00 first thing I noticed was the headlights one was very bright the other dim since my wife was driving behind me coming home and she was driving behind me with a 3year old and a friend of mine,we got to Brakpan and they told me that the heater in the new bus wasn't working and that there was a draft of cold air coming from somewhere I blew it off thinking that maybe they didn't know how to close the windows properly of didn't know how to operate the heater,we got to a BP on Springs road and we bought pies for the kids, starting up from the Bp to go home the bus stalled and the battery seemed dead,I checked the terminals and found them in a poor condition, tried a few tricks because I am a mechanic and it started we went home and tried to lock the bus but the central lock didn't work,by now the wife was a bit irritated but I still said it's minor things little did I know that that was a start of a problem got the little thingdms sorted but the malfunction light started to flash we drove the bus back to Midrand and told them the team plugged the bus into a diagnosis machine and pushed a vacuum pipe from behind the oil filter and the light was gone the irritated wife tried to bring up all the other issues but we were told that a favour was made for us and that we had to book the bus in and I asked my wife to do the booking till date it wasn't booked,6 months down the line the clutch gave in,I bought a Rep/Luk clutch kit and because it cost 5.5k I installed it myself to be able to pay the installment for the month,the sliding door mechanism started giving problems only to find that the parts used were of a very poor quality though the bus was said to be better than a new bus,the clutch kit I got with the bus was a no name brand,the alternator died took it in and I was advised to get a proper d4d alternator as the one I had was that of an Avanza meantime oill leaks started developing and with the constant breakdowns my clients fleed to a fresh new Quantum,we fought SA Taxi to a point that we were given ownership of the bus and offered 120k to fix the bus The papers were given but my legal team and wife I instructed to hold off on the pending case and from the 6 of June till now no payment was received meeting after meeting,I feel that I should tow the so called paid up Taxi to Midrand drop it at their gate(since Quantum don't enter their yard)and persue this case because going on hello Peter I read only bad reviews and the management **** and **** again I am very disappointed with this company and how does my family think of me for buying a s**** that doesn't work for my wife, when the trouble started my little boy once said "Daddy they ****** you with the JY"please don't respond to this SA Taxi and lie to me and the public on this platform but if a truck delivers JY31 on your gate know that it is my bus and I love it but love is proved in the letting go.NB I'm in the Taxi business and know a lot of little English speaking people who can't complain
Sa taxi must be exposed
Sa taxi think people are fools and that they can do as they please whenever. They are selling lies as far as their so called quality renewed second hand taxis are concerned yet selling it very high prices cause they claim it's as good as new. Nothing on those taxis are new it's rebuilts most of it cut and joined engines is not standard kilometres reversed and it's a definite guarentee the engine will give in before you even own that taxi a year. Most of the taxis they rebuild is not roadworthy to even pass a roadworthy test yet it mysteriously pass the test without the bus physically being tested. When you buy a taxi and it's still under warranty and you encounter problems they ignore you point blank but when it comes to installments they know how to remind and harrass you. They are quick to repossess or force you to voluntary surrender your taxi but when you have problems with your taxi they are deaf. Sa taxi sells a lot of lies which I can prove even though they removed the posts after it was mentioned just like they removed their video of the quality renewed taxis saying they only use new quality original parts which is also a lie they use cheap and second hand parts which one of their senior managers let slip after the video regarding the parts was brought up and removed. Sa taxi also do people in via insurance claims. Sa taxi don't care about the public or owners as long as they make money they are happy most taxi accidents is those second hand so called quality renewed taxis from sa taxi where the roadworthy was done back door. If anyone ever had or still have issues that was not solved or you just gave up because sa taxi always find ways to make people give up let me tell you don't give up there's hope your voices will be heard your pain will be seen you will get justice for being done in by sa taxi. sa taxi will not silence you sa taxi will not repo or force you to surrender your taxi. South Africa will know the truth we will not be silenced
Sa taxi ******
Sa taxi has no idea what integrity credibility or honesty mean. They are the biggest *******s in the motor dealership industry and many in the taxi industry have fallen victim to them. They are fast to repossess a taxi when someone pass away and lie that the taxi was in arrears when it was up to date then they claim from the insurance guard risk and when caught out they want to shut the victims up with rebuilt so called quality renewed taxis with reversed kilometres and when the victims refuse the ******* and prove they did insurance ***** they shut them up fast by paying the actual monies guard risk paid them out to avoid the victims exposing them. Sa taxi sold us a taxi that was not even supposed to be on the road let alone pass a roadworthy test which we have the full history and evidence of sa taxi paying bribes for faulty taxis to pass a roadworthy test. From the very first day we purchased our taxi we had endless problems which sa taxi was informed about and always gave excuses of their workshop being too full they will call to book our taxi from 2021 till date they are still calling. Sa taxi sells so called quality renewed ******* taxis for R20k less than brand new taxis which is far older models they use the cheapest after market parts and engines are not standard. The doors is not original most of their so called quality renewed taxis have welded suspensions fully braised floors with some holes not even closed their so called quality renewed taxis roofs starts cracking within 3 months engine gearbox issues yet it's supposed to be good as new. Sa taxi don't care about people but money and doesn't care if their ******* is unroadworthy or can kill innocent people as long as they get their money. As soon as you get a breakdown and struggle to fix the ******* they push the client to voluntary surrender the taxi or they repo yet the engine has insurance to get fixed or replaced but they still repossess cause they find a way to decline a claim.Anyone that have been done in and ****** by sa taxi feel free to contact me no one should be ****** of their hard earned money by sa taxi nor should a death of a taxi owner end up in repossession especially their widows that's not clued up with the taxi industry. DON'T BE FOOLED OR SILENCED BY SA TAXI MAKE YOUR VOICES HEARD NATIONAL AND INTERNATIONALLY
SAT275424/1
After having been rear-ended by an honest and accountable taxi, I am now being given the run-around by his insurance who are just refusing to process my claim, I am at my wits end since I was told they are not going to even allocate my claim to a handler without first assessing their client’s taxi, even though he has advised them countless times that he has opted to repair the taxi himself and only claim for me as a third party, this is my first claim as a third party, whilst I understand the Delictual principles and validations behind this process, SA Taxi is just doing their best to delay, frustrate and under-cut me as a claim, at this point I can appreciate any advice or assistance on the matter. Claim SAT275424/1
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